SureSave Insurance Review - Travel

Being a leader in travel insurance, SureSave has been helping Australian travellers get the best policy they need. According to their history, they started out in 2001 and is currently underwritten by Lloyd’s, one of the largest insurance markets in the world. This means you will be able to get a peace of mind that SureSave is someone you can rely on.

SureSave have managed to break down their covers into three easy plans that really impressed me.

The first plan is known as International Travel. Depending on how much you want to pay, there are three levels of protection; Comprehensive, Budget and Necessities. What I like about SureSave is that they have enabled travellers to stay protected even if they are tight on budget by offering the Necessities plan that only includes medical costs, luggage and liability. In my opinion, these few covers are the most important to any trip, so seeing you can only take them out on their own is something to be joyful about.

However the plan that I really liked was the Comprehensive. This is because they offered high limits on a lot of things such as $3,000 for resumption of trip, $10,400 for loss of income, $2,000 for trip disruption and $12,000 for luggage and personal effects.

The next plan that you would likely expect is Domestic Cover. Just so you know, there is only one plan to choose from. The sad thing is that there are no unlimited features, but thinking about it, you won’t really need unlimited benefits when you’re in your own country, would you? However one thing that I want to mention is that this plan covers ski costs, piste closure and equipment replacement. So basically put, this cover can also be used as ski insurance if you are heading off to places like the Snowy Mountains.

The last cover is known as Annual Travel Insurance. As you may have already known, it is for people that wants to travel several times a year and be insured for them all. The advantage of choosing this plan over the other plans as I can see is that the benefits are very similar to the Comprehensive Cover, meaning you are certain to get the highest coverage. Another good thing that I found out is that each trip can last for up to 50 days. This is a long time and would defiantly suit the lifestyle of business people, backpackers and even people that want to have a year off to see the world.

SureSave Insurance has been rated 4.5 out of 5 by Insurance Reviews.

Pet Insurance Review

Pet Insurance is one of the pet insurers in the market. To what I saw, their policies are underwritten by The Hollard Insurance Company and promoted by BS Media. Pet Insurance offers products to dogs, puppies, cats and kittens. So you can say that most furry house pets will be able to be covered.

The first plan that I came across was dog insurance. The first thing that I looked out for was the price and was very impressed that it starts at less than a dollar a day. This means that many pet owners will be able to get protection for their friends, which is always a good thing. Protection can be bought for dogs at just 8 weeks.

Regarding their cat insurance plan, I noticed that you will be able to get similar things as dog insurance. The cost for a premium is very affordable and offers coverage for cats at the age of 8 weeks and over.

When looking at the covers that policyholders will be able to receive, I realised both cats and dogs insurance fall under the same three plans known as Basic, Plus and Premium. I was particularly interested in their Premium Plan because it includes both accidental injury and illness cover.

The thing I really liked about it is that the annual benefits limit that you can claim up to is $15,000. This is much more than what other pet insurers offer, so I was pretty much taken away. Also, the percentage of vet bills that you can be covered up to is 80%. In other words, with a policy you will only need to pay 20% of the total vet bill, meaning you pets will be able to get the best help they can get.

Features that I thought were very worthwhile are cancer treatments, specialist cares, after-hours emergency visits, surgery and radiology. The thing that overwhelmed me the most is that your pet will also be covered when they are in another country, as overseas pet travel insurance is included in the plan.

If there are any disadvantages, I think the only one that I can point out is that there is a small waiting period for people making a claim for illness conditions. However there is no waiting periods for accidental injury, so that is something to be glad about.

You are able to get a free quote if you head over to Pet Insurance’s website and use the tool on their website to request a sample premium cost.

Pet Insurance has been rated 4.5 out of 5 by Insurance Reviews.

GMHBA Insurance Review - Health

The first thing that I noticed on the website of GMHBA Insurance was their claim for being at the heart of a healthy community, written in soft colours. This instantly gave me the impression that they are a health insurer. Furthermore, looking over their About Us page I learned that they are a non-for-profit health fund, meaning they actually care for their customers. Also, I was rather taken away for the fact they have more than 75 years of experience.

Like most health insurers, GMHB also offers three types of policies.

The leading cover is the common hospital cover. There are three different choices to choose from; Top Hospital Cover, Mid Hospital Cover and Basic Hospital Cover. Under reach of these covers are further plans such as Platinum Hospital and Gold Hospital. The one that caught my eyes has to be no doubt Platinum Hospital Cover because coverage includes private hospital accommodation, joint replacement, rehab, dental implants and even things like IVF. In my opinion, this plan is great for people that are planning to start a family. The cost, which I thought was very affordable, only starts at $26.95 a week.

For people that reckon they want something else other than hospital cover, there is also Extras cover that you can take out on its own. Again there are three different categories of policies; Top Extra, Mid Extra and Basic Extra. Under each of them are more covers. Knowing me, I found the most comprehensive plan, known as Platinum Extras, to be the most attractive.

The advantage of the Platinum Extras plan is that it is much cheaper than the highest hospital cover, starting at only $15.80 per week. Some of the expected benefits include audiology, psychology, certain therapies, and many more covers that I thought were very likely to be used.

If you want the best protection to make sure your health is always sturdy, I was happy to see that GMHBA offers packages that include both hospital and Extras covers in one. I really liked their Fit Ultra Package because it offers top hospital and extras features. Also, I learned that you are also able to get access to something known as Fit Rewards which is exclusive to GMHBA. In my eyes, I think it is a great way for people to keep motivated to stay fit.

Regarding the price, it starts from only around $40 a week, several dollars cheaper than taking both the top hospital and Extras cover individually. It is no doubt a great deal.

GMHBA Insurance has been rated 4.5 out of 5 by Insurance Reviews.

GMF Insurance Review - Health

GMF can offer you health cover that you can trust and afford. What really blew me away is that fact that coverage starts at only 68 cents a day, as advertised on their website’s homepage. Besides that, it is also stated that their health insurance is simple and straightforward, meaning you won’t get stressed trying to be healthy as that is just ironic.

To begin, GMF is actually the first insurer that I have come across that told people how to switch to them. Besides the information, they also had many reasons to why switching over is a good idea such as no waiting periods and being able to receive the same benefits as someone that has been covered by GMF for the same amount of time that you have been with your previous insurer. In my opinion, I think these are all great points to remember.

Now down to business, their hospital cover comes in three levels. The highest cover is known as Complete and offered all the things that made me smile. Firsts off, about the price, it starts from only $17.80, a true reflection of the company’s claim to offer cheaper premiums. The benefits that you will be able to receive are ambulance cover, joint replacement, theatre fees, gastric banding and more. To top it all, there is also gap cover included.

In terms of Extra covers, the highest plan only costed at the starting price of $11.45. I was actually blown away with their list of benefits as they included features that I thought were very worthwhile and useful such as home nursing, dental, optical and even natural therapies.

One of the things that I found to be very strange is that GMF does not offer any packages that include both hospital and extras covers into one cover. However when I added the price of both the highest hospital and extras plans, the amount that I got was actually much cheaper than the price of combined health covers offered by other companies. Basically, the premium you are paying is still very cheap even though there are no combined plans.

In most of my plans, one of the most important things that people are concerned about is making a claim. To my conclusion, I found the process to be very easy. You can do it the traditional way and fill in a form, and then send it to them either through email, fax or postal mail. It is actually much easier than you think.

GMF Insurance has been rated 4.5 out of 5 by Insurance Reviews.

Choosi Insurance Review - Car

Don’t fret over the idea that you can’t find an affordable life insurance. Choosi is a website that I discovered that let visitors browse through a range of policies from a long list of insurers and then let you compare them one by one to help you save some cash. I honestly thought this was a marvellous idea to let customers and find affordable policies that they can rely on.

Looking around the website I found out that there are no commitments for getting a quote. You can use their website just for curiosity to see how much you can save, or just to see what other options there are for you in the market.

In order to get a quote for life insurance, which I thought was their main product; all I did was click on the banner to request quotes. I was taken to a form to enter the type of cover I need, the level of cover, and certain personal information such as birthdate, smoking status and contact information. As soon as I entered my details, a list of more than 10 policies came up onto the screen. I found it very helpful that the best deal was listed on the top. What’s more fascinating is that they were all policies offered by big names insurers.

Getting both funeral insurance and income protection insurance were done in a similar fashion.

When comparing health insurance, you are given the choice to choose between hospital or extras covers, or both in one plan. The following forms that I had to fill were divided over several pages and included things like personal information, my eligibility for standard health insurance rates, and my annual taxable income. What I really liked afterwards is that I was able to select options and additional benefits. Unlike traditional health insurers, the advantage of being able to select your own options is so that you will only pay for the things you need, instead being forced to buy everything that have been automatically included. Again, the list of policies was shown on the screen with the best valued plan displayed first.

At the time of writing this review, Choosi has just launched a new tool to compare pet insurance as well. I say this is a great choice for the company because more and more people are insuring their pets, and seeing that policies can be compared really light up my eyes. In order to get a quote, I had to select the number of pets I have and the state that I live in, followed by some details about my pets such as their names, whether they are cats or dogs, and their breed. Their birthdays were also a required field.

Choosi Insurance has been rated 4.5 out of 5 by Insurance Reviews.

Transport Health Insurance Review

Transport Health Insurance is not like any other company. The first thing to know is that there are certain aspects you must meet before you can be a member. The most important one is that you or your partner must be employed or contracted by certain transport companies and industries. Judging by their name, Transport Health, it seems it really implies they only offer coverage for people working with transports.

Anyhow, getting into the coverage they offer, there are currently three types.

Hospital Cover Plans

The first type of plan was known as hospital cover. There are several policies that you are able to pick up; Top Cover, Top Cover with Excess, Top Cover with Co-Payment, Healthy Choice Hospital and Basic Hospital. Looking through each of them I really recommend their Top Cover because it includes the most comprehensive features. Benefits include operating theatre, intensive care and even joint replacements. The things that I thought were really important are hospital boarder accommodation and emergency ambulance transportation.

Extra Cover Plans

If for whatever reason you are not looking for hospital coverage, you can also take out Extras only. The plans are only limited to two; Top Extras and Healthy Choice Extras. Simply put, after going through both plans, I found the most comprehensive is their Top Extras plan. I was instantly amazed by all the benefits that are available. They include health appliances, well-being pool, pharmacy, hearing aids and even home surgical nursing. Their limits in my opinion are also pretty high, reaching from a few hundred to several thousand dollars.

Want Both? Get Combined Cover Plans

Lastly, if you have gone through both the hospital and extras plan and don’t know which one to get, or if you decide that you want to get everything to ensure your health is always in top shape, there is also the option to get combined covers. Plans are split between young singles, young couples and families.

How I see it, the advantage of getting a combined cover is that the premiums will be much cheaper, and also because their plans are designed by life states, you can be sure that your policy will include all the features you are likely to need, regardless if you are aware or not aware of them.

When it is time to make a claim, all you have to do is download their claim forms and then send it back to them. I thought it was very easy to do.

Transport Health Insurance has been rated 5 out of 5 by Insurance Reviews.

POMI Insurance Review - Car

POMI stands for Peace of Mind Insurance, and that is exactly what they offer. I came to this conclusion because as soon as I arrived to their website, I saw that they are the only online insurer that offers things like motor warranties for dealer purchase, auction purchases and even grey imports.

First of all, I came across many reasons why buying car insurance directly is such a good idea. According to their website, you are able to get quality coverage without the expensive price tag and let you pay month by month or upfront.

Starting at their gap insurance, there are three different policies to choose from. The main difference between them is the limit of cover. The highest plan, known as Gap 2, offers up to $30,000 worth of coverage for five years.

I think the most important thing to note down is that anyone can quality for a policy, even if you have already purchased your car. All you need to do is contact them and they will have everything sorted out for you.

For their extended motor warranty insurance, I am still awestruck by the different options they have; private sales, renewal, import and auction. For every plan, there are four plans to choose from, differing by the period of cover and the limits you can claim. The advantages of getting extended warranty is so that you can make sure your vehicle will stay in its originally condition for as long as possible. The important thing is that to qualify, all you need to do is produce a written report of your car. I thought this was very simple and easy to do.

Another product that I found to be very interesting is their roadside assistance. Unlike other firms that include roadside assistance in their policies, POMI enables you to take them out separately. Judging by the different plans they offered, which are all classed by the number of months you will be covered for, I was pretty pleased with their price. For example, roadside assistance for 60 months only cost $260. As you can see, it is cheaper than affordable.

Other advantages include getting emergency fuel, free towing, as well as help with flat batteries and flat tyres. These are all common things drivers can get stuck in, so seeing they are all included truly gave me a peace of mind. To prove this point, there are already thousands of drivers that have bought this plan, as shown on their website.

POMI Insurance has been rated 4 out of 5 by Insurance Reviews.

Ozicare Insurance Review - Car, Home

Ozicare Insurance has been spoken a lot for the cheap premiums they offer. As soon as I went to their website, I spotted a statement that said they are able to provide car insurance that is hassle free with prices that won’t leave a hole in your pocket. According to what I can see, they seem to only offer policies from their website because I was unable to find any pages that detailed any local branches. Also, I was pleased to see that they are underwritten by Auto & General Insurance Company, one of the big names in the industry.

So no doubt their main product is car insurance. I was pretty much content with the three different levels of cover; Comprehensive, Third party fire, and Theft and third party property. They are pretty much standardised to the other insurers in the market. However what did took my breath away is that they offer several benefits that many car insurers do not offer.

The first thing I would like to pronounce is that they offer a three weeks money back guarantee. Seeing this gave me the peace of mind that Ozicare is so confident with their products that they are sure you won’t be disappointed. Secondly, I was also impressed to see that there are no forms to fill out. This includes applying for an insurance policy and making a claim.

If you ask me for the disadvantages, the only thing that I can see is that their plans do not include road side assist cover. If you would want this feature to be included as well, you will need to take out another cover as an optional extra. Whether or not this is important is up to you.

Besides vehicle insurance, it also came to terms with me that Ozicare also offers home and contents insurance. According to their list of benefits, you are able to be insured over a range of events like storm, theft and fire. What really caught my eyes is the fact that there is new for old cover, meaning even in the worst case scenario, you will still be able to have back the things you’ve lost by getting a new one. For those people that want to save money, I saw that you are able to get several percentages off if you combine your policy with another policy, such as home and contents insurance together.

The third product offered is travel insurance. However it is offered by Worldcare and not Ozicare, so please see the Worldcare review for further information.

Ozicare Insurance has been rated 5 out of 5 by Insurance Reviews.

Bankwest Insurance Review - Car, Home, Travel

Bankwest Insurance is just one of the categories offered by one of the major brands in the country. What I really adore about this company is the fact they have been in Australia for so long and have been providing so many high quality products they have been able to grow and grow. I am sure just by hearing their name that their insurance products will be great.

By what I can see, I was overwhelmed by the number of policies they offer. They are all in the area of personal insurance.

The first product listed is home and contents insurance, with the option to get landlord insurance as well. The first thing that made me smile is that if you combine home and contents insurance together into one policy, you will automatically be eligible for a 5% discount. Some of the very impressive things included in the benefits are flood cover, no limit on electrical burnout, and most importantly, you are given the ability to choose the excess so you can easily control the premium you want to pay. I think this is a great way for people to save money.

The next personal product is car insurance. I read on their website that Bankwest is putting a lot of emphasis on their comprehensive cover. I had a look at all the features and can understand why as I was very impressed with what I saw. Firstly, you are able to get a new car if your new vehicle is damaged beyond repair in a total loss within the first two years of the original registration. Also, the coverage amount of personal items is as high as $750. Besides Comprehensive, the other covers you can choose are Third party property damage and bodily injury, and Third party property damage including fire and theft.

Another policy that a lot of people like to take out is life insurance. Seeing what Bankwest offers, I really recommend getting your policy from them. The first reason is that they insure up to $1,000,000 as well as options to get extra protection such as serious illness and serious impairment cover. There are no medical tests to do so you can be sure that you will have a high chance of being accepted.

The fourth product that I would want to include is their travel insurance. This is because they let you claim on emergencies, dental expenses as well as unlimited accommodation in case something stops you from completing your journey. All of these come under two plans, Holiday Travel and Annual Multi-Trip Travel Insurance.

Bankwest Insurance has been rated 4 out of 5 by Insurance Reviews.

Australian Unity Insurance Review - Health, Home

Australian Unity Insurance can be seen as one of the more caring companies that offer a list of health related insurance. However they do offer other types as well. I have come across their TV commercials several times and every time I watch it, for some reason I can’t explain, I always get the feeling of compassion from their brand.

Seeing their health insurance is listed individually on their website’s menu, I suspect that it is one of their main focuses. The first thing that struck me was the number of covers that they have available; Most Popular, Lowest Price, Just Extras, Top Cover, and Overseas Visitor Cover. After clicking on each of them I saw that several other products were listed such as hospital and comprehensive plans.

What really surprised me is the fact that the price for their cheapest health cover only starts at $13.95 a week. This is exceptionally affordable and will no doubt be assessable to even the poorest families. However, if you would want something more to protect you and your family, the dearest price is around $45 a week. But considering the amount of benefits you will be able to get, I do not think you are paying too much.

Some of the features you enjoy are dental, optical, pharmacy, as well as several hospital treatments like replacements and treatments.

If you are looking to insure your life and lifestyle too, there is also life insurance and income protection insurance that you can take out. However they seem to be offered by TAL and GOprotect.

Looking at Australian Unity’s other insurance products; the first one that I saw was for homeowners. They offered home and contents cover, as well as landlords insurance. For homeowners looking to insure the home they are living in, there are three policies; Everyday Care, Extras Care and Elite Care. My favourite one was Elite Care because it included the most protection with the highest claim limits. Examples include new for old, flood cover, up to $10,000 per item for damaged/stolen artwork, up to $5,000 of misused credit cards, and many more.

Car insurance is another obtainable product. Like most car insurers, they offer three choices; Comprehensive, Third party fire and Theft, and Third party property damage. Some of the things that I really liked are their new car guarantee, emergency repairs and vehicle return.

The final product that you can get from Australian Unity is travel insurance. According to their information page, their policies are underwritten by CGU, one of the leading companies in the financial market. I was impressed that they offered a 21-day cooling off period, covers for accidental death, disability, evacuation and many more.

Australian Unity Insurance has been rated 4.5 out of 5 by Insurance Reviews.

Webjet Insurance Review

Webjet Insurance is travel insurance offered by one of the biggest online travel comparison websites in Australia. I am sure the majority of the readers will have tried Webjet at least once in their lives when looking to find cheap flights and hotels. However one thing you may not know is that Webjet also offers insurance.

To get to their insurance page, you must first go to the Webjet website and then click on the link to insurance. I actually found it to be very easy to use because as soon as the new page opened, I was instantly given the form to get a quote and apply. All I had to do was enter details about where I am going, who is going, and then select the coverage.

There are currently five different covers. The best thing about them is that their prices are automatically shown while, not after, you select your policy.

If you are someone that is on a tight budget and only need the minimum required amount of protection, you are able to choose Trip Cancellation and Luggage Protection. With this cover, cost was only about $17 and only offers what the plan name implies. In my opinion, even though it is cheap, it may not be enough. This is why I suggest people getting another cover. Another low budget cover is known as Medical and Personal Liability only. It provides unlimited emergency medical expenses, with several other health covers and liability.

If on the other hand, you want to get more coverage, it is suggested you can either Comprehensive or Essentials. The reason to why I am saying this is because I really loved all the things they offered. For example, in terms of their comprehensive cover, you are able to get unlimited claims on cancellation fees, lost deposits, and medical expenses. There are also other features with high claim limits like theft, delays, death, hospital cash allowance and luggage and personal effects. What really amazed me is that additional expenses can be claimed up to $50,000.

Lastly, if you are travelling several times in a year, there is also the option to get Multi Trip insurance. If you think about it, it is more worthwhile than buying a separate plan every time you go away. The only things that I saw as a downside though is that you can’t choose your excess and several things are also not covered like death, loss of income, theft and delays.

Webjet Insurance has been rated 5 out of 5 by Insurance Reviews.

Pet Cover Insurance Review

Pet Cover is the name of another pet insurance company made for the health of your cats and dogs. The first thing that I saw on their homepage is that pets can be insured from 8 weeks of age all the way up to their 9th birthday. What really caught my attention though is that there are no waiting periods if you are buying coverage for injuries. However there is a 30 day waiting period if the cover is for illness.

To get a quote, all I had to do was fill in a little box on their website. It was enough to do, simply enter the amount of cats and dogs I have and then choose the excess. The amount I need to pay was immediately displayed.

One thing that I want to point out that I really found interesting is that according to their FAQ page, if you bought a monthly premium and wishes to cancel, you are more than welcome to do so before one year of your policy period. However this is only possible if you have not made any claims.

It seems to be that there is only one cover for cats insurance. The price starts from $32.40 a month and includes coverage for vet expenses. Besides that, there is also coverage for ticks. There are two types of Excess; standard and saver.

In terms of their dog insurance, things were also pretty much similar. The only difference was the price. For some reasons, the price per month to insure your dog is $42. Why this is the case is not explained, but in my opinion, this may be because the risks associated with dogs are generally higher since they are more active animals.

Even after seeing all the positive things about this company, one of the pity things is that Pet Cover does not provide coverage for pre-existing medical conditions. However if the pre-existing condition takes place after the policy is built, then the pet will be covered.

In order to make a claim, you must download the claim forms and then send it to their office. The claim forms only consisted of two pages, and looking through it, most of the questions were pretty much straightforward. I don’t think anyone would encounter any difficulties filling them out. If you do come across any problems, you can also alternatively give Pet Cover a call and someone will be able to process your claim through the phone instead.

Pet Cover Insurance has been rated 5 out of 5 by Insurance Reviews.

Pay As You Drive Insurance Review

Pay As You Drive is actually part of the list of plans offered by Real Insurance. According to what I understand, it is a great way for people to get quality car insurance with comprehensive coverage even if they are not so much of a big driver.

The costs only start at $1.42 a day, which to my standards is very affordable, and what’s best of all is that if you purchase the policy directly from their website you will able to save an extra 15%. The reason I’m so excited about this is because on most other websites, if you purchase a policy online you are usually only allow saving 10%. However Real Insurance lets you save 15%

So in short, there are three steps to get a policy, which I found to be very easy. Just get a quote, confirm the kilometres you plan to drive and then you may top up your kilometres to extend your coverage. I mean, it doesn’t get any easier than this.

So what will you be covered for?

According to their protection cover, all of the essential features are there such as repairs, trailer and caravan cover, property cover, key/lock replacement, and more. The important covers I saw were emergency travel and accommodation costs. The reasons why I think this is so critical is because I have known quite a lot of people that gets damaged on the highway and then becomes unable to find a place to stay for the night.

For those people that wants to get even more coverage to get a peace of mind, several optional extras can be taken out. I was actually very impressed by the choices. They include roadside assistance that can help you even if you are stuck in the middle of nowhere, pet cover to protect your furry friends, bicycle cover, hire car cover and even new car replacement cover.

Lastly, the thing I want to point out is that of all of Real’s products, including their Pay As You Drive insurance, you will be able to enjoy claims that are effortless to process. There are dedicated claim consultants that are professionally trained to help you out. The most important thing to note is that you will not talk to any machines or robots. This is actually a very big advantage because I have known many call centres that uses robots that had made me confused more than several times.

Pay As You Drive Insurance has been rated 4.5 out of 5 by Insurance Reviews.

Insurance Line Review - Pet

Insurance Line is one of those companies that direct their services and products to life related insurance. As seen on their website, they sell their policies directly to you so that you will be able to get flexible and affordable products to provide security for you and your family, regardless of who you are.

Looking firstly at their life insurance products, I was glad to see that four different products to top their list. Covers include:

  • Life Insurance – At a glance, you are able to get paid up to $1,000,000.
  • Accidental Death Insurance – In this plan, the payout is only up to $400,000; less than the above. However there is a free Will Kit.
  • Major Illness Insurance – This is to insure you get the finance to treat your illness with payouts up to $100,000.
  • Cancer Insurance – This is the lightest plan because it only covers cancer as the only illness. The great thing is that it only starts at $2.95 a week.

Funeral insurance can also be bought, and as I can see, comes with many great benefits. The first good thing I saw is that you are guaranteed that premiums will not go up. This means you will be able to get a peace of mind that you are covered without having to pay more. But best of all, the amount that your family can get when you pass away is up to $15,000, and is also generally paid out within 24 hours of having your claims sent, according to their website. This is more than enough to make sure your funeral will be something that can be remembered.

If death is too beyond your needs right now, income protection insurance is something else Insurance Line provides. There are two plans to choose from, and simply put, you will be able to claim up to 85% of your income each month, up to $10,000. Based on experience, most insurers only offer up to 75% of your income to be claimed back, so I was surprised to see Insurance Line have increased the percentage to 75. This is something definably to keep in mind. The other thing worth mentioning is that the waiting period is only 14 days. I think this is a reasonable amount of time.

Besides us, pets also need insurance which is why I was so glad to see the offering of pet insurance. It is available for only cats and dogs, which is normal, however the thing that amazed me is that covers start from only $3.20. You will be able to get covered up to $10,000 in vet bills under two great plans that cover accidents and illnesses.

Insurance Line has been rated 4 out of 5 by Insurance Reviews.

Australian Seniors Insurance Review - Car, Travel

There is a brand really recommendable for seniors wanting to take out insurance. Australian Seniors Insurance has been providing quality and affordable policies to older Australians since 1998. They have introduced many policies that embrace comprehensive covers so that their customers will get the peace of mind to enjoy life.

The thing that really caught my eyes is that Australian Seniors’ underwriters are carefully selected in order to make sure their financial strength and potential reaches the standards of the mature Australian market.

There are two covers under home and contents insurance, designed to protect your home from serious threats and losses. The two covers are known as Top Cover and Essential Cover. Implied by their names, no doubt Top Cover would be the preferred choice since it is the most comprehensive. In order to prove this point, the Top Cover includes coverage for accidents, damages caused by fire, earthquake, as well as malicious damages. The main difference between this cover and the Essential cover is that the claim limits is just about twice as much the Essential cover.

Every senior has different needs when it comes to driving; this is why the car insurance offered by Australian Seniors let you build your own policy. The plans available are closely standardised to other car insurers such as comprehensive, pay as you drive, and third party property car insurance. The unique plan though is known as Build Your Own car insurance which lets you choose the features you need. With just a glance through the coverage, I really liked their repairs, towing costs, as well as transit covers.

Travel insurance is also something offered by this company. I personally know a lot of retiree spending their days travelling, and in my eyes, there is no better travel insurer to choose than from a company that specialises with seniors. Plans can be bought for annual trips and single trips, and can be used to travel both internationally and domestically. One thing I really liked is that there are several pre conditions that will be automatically covered like asthma, epilepsy, diabetes non-insulin dependent and stroke. I found this fact to be very useful because it is not uncommon for the elderlies to have some sort of illness.

Lastly, the final product offered is funeral insurance. Even though this is a bit of a gloomy subject, it is something you can’t ignore. On the bright side though, I came across many advantages for choosing this cover. Examples include being cover 24/7, have your claim paid at your death, as well as choosing single or family cover options.

Australian Seniors Insurance has been rated 4.5 out of 5 by Insurance Reviews.

Travelsure Insurance Review - Travel

Travelsure is a travel insurer that is claimed to offer quality and cheap policies. I knew this could be true because they are owned by Cover-More, one of the leading insurers in the market. In my understand Travelsure is an online insurer and you will be able to take out a policy directly from their website.

The thing that really stunned me is that there is a money back guarantee. It’s not every day you will come across an insurer that offers this, so seeing Travelsure being brave enough can only mean they are so confident with their products that they are sure you won’t regret it. The time period that you can cancel your policy is within 15 working days of the date the policy was bought.

There are currently two types of coverage that you can pick up.

Single trip was designed for anyone that is going on a trip with duration between two days and up to 18 months. I thought the duration is very long and will no doubt give any travellers a peace of mind knowing they will be able to be insured for such a long time.

Annual multi-trip is for people that not only going away for a long time, but also several individual trips during a year. One thing I found interesting to know is that the destination must be more than 250km away from your home. However the best thing about this plan is that you can travel for as many times you want. I think this is great for people that needs to go on business trips, having a gap year, or people just want to do something like be a travel blogger.

Regarding the covers that you will be able to enjoy, I found many features that will surely make you feel safe during your time away. This included unlimited overseas medical and additional expenses. For luggage and travel documents cover, you will be able to be covered up to $6,000, which is actually considered a high amount. Accidental death covers up to $20,000 which is a reasonable amount, as well as loss of income of $6,000

The other benefits worth putting in this review are travel delays, hijacking, special events and even money expenses.

As you can see, there are many advantages for choosing Travelsure. Not only will you get cheaper quotes, the period of which you can be covered is also very long. For people that want to travel a lot, there is also a perfect plan for you.

Travelsure Insurance has been rated 4.5 out of 5 by Insurance Reviews.

Prime Pet Insurance Review

To begin, Prime Pet Insurance is underwritten by The Hollard Insurance Company, no doubt one of the most successful insurers in the market today. According to what I saw on their website, there are three different plans available to be taken out with the advantage of getting up to 85% of vet costs given back to you.

I have seen a lot of pet insurers lately, and it seems Prime is one of the most talked about.

You can easily apply for a policy and get a quote directly from their website. I dug through their policy booklet and learned that the premium will be charged from the beginning of the protection until the next anniversary of the coverage. The price can be calculated under several aspects such as risks, the cover you have chosen and even the benefit percentage. It was hard to pin point if there were any advantages or disadvantages because it differs from people to people.

Another thing to know is that there is a 14 day period of cooling down. This means during this time you won’t be able to make any claims. This is actually a very common features included in many policies from other insurers as well, so this isn’t really much to fret about, especially when 14 days isn’t considered to be a long time.

Accidental Injury Cover is the name of the first cover. In my opinion, this would be perfect for pet owners that are only concerned about their cats or dogs accidentally getting hurt while they are out and about with their business. Something to note though is that the accident must be a direct consequence of a motor vehicle incident, snake bites, allergic reaction to insect bites, fall, allergies, or any injury results in bone fracture, traumatic ligament or abrasion of tissue.

Illness Cover is the next cover that was made to protect your pets from getting sick. If they do get sick you will be entitled to get back a percentage of your vet fees. I think this is a great way to ensure your furry friends will be able to get professional help and advice without the expensive cost.

The third cover is known as Additional Benefits, and just as the name implies, it offers things that are not included in the other covers. For example, if you the owner, gets injured and have to be in hospital, Prime will be able to pay you for the cost for boarding your pet.

To see the other coverage offered by Prime Pet Insurance, go to their website and either apply for a quote or download their policy PDF document.

Prime Pet Insurance has been rated 4.5 out of 5 by Insurance Reviews.

ClearView Insurance Review

ClearView is actually an investment company that offers several financial services including superannuation and life insurance. I didn’t know much about this company so I went through their website and learned that they have been in business for more than 20 years, offers a comprehensive mix of solutions as well as having a wide network of financial planners that will be able to help you.

There are several different policies that you can take out. The advantages, according to ClearView, for having insurance are so that your income will be able to come in even if you are injured. More importantly, if you ever die, your family will be able to get the money to pay for your funeral and things of this nature.

In their life insurance, you will be able to get the sum insured from $50,000 all the way to $1,000,000. I thought the amount was very high and something worthwhile to consider. Other examples include having discounts for higher cover levels, being able to get advanced payment so that it will help with the funeral, as well as being guaranteed to renew your policy. If you want something lighter, I was glad that Term life insurance is also available.

Accidental Death Insurance was designed to pay you a sum of money to your loved ones if you accidentally die. I was generally impressed with their covers that included worldwide protection, receiving an extra 20% if the death was in a car accident, but best of all, you are guaranteed to be accepted if you are an Australian resident between 16 and 69.

Income insurance is something a lot of people have been putting a lot of emphasis on. In my eyes it is just as important as life insurance with the difference is that you don’t have to die and the money will be paid directly to you. I was very amazed by the high percentage of your monthly income of 75% that you will be able to receive if you are seriously sick or injured. Again, you will be covered 24 hours no matter where you are, which is always good. Other certain benefits are included like motor vehicle accident, recurrent disablement and indexed claim benefit.

The other types of policies offered by ClearView that I found very interesting are:

  • Funeral Insurance
  • Injury Cash Insurance
  • Serious Illness Insurance

For those concerned about their future and investment, there is no better insurer to join than one that is already experienced in the industry. ClearView is one company that may be perfect you.

ClearView Insurance has been rated 4.5 out of 5 by Insurance Reviews.

Bizcover Insurance Review

Bizcover is known as the insurance expert, according to their website. First of all, the thing to know about them is that they are aimed at providing business related insurance such as professional indemnity insurance by letting you compare from a list of trusted companies. I think in my opinion, Bizcover is perfect for small businesses to get a range of quotes at great prices.

I was very enthralled by the list of insurers you can compare through them because they were all top companies. Examples include Vero, Steadfast, Berkley and HISCOX. This means you will be able to find a trustworthy policy all at the same go, which is very useful.

There are two ways in which you will be able to get a quote. The simplest way is to select the type of insurance. The other way is to select the name of your occupation such as accountant, doctor and more. The list was huge.

For the ease of this review we will be searching by the types of insurance. The list includes:

  • Public liability insurance – This is basically being insured if you are accused of certain wrong doings when a third party have to suffer due to the activities of your business.
  • Professional indemnity insurance – This is another form of liability insurance to defend things like negligence claims.
  • Business insurance – This protects you from loss caused by the normal day to day operations of your business.
  • Management liability insurance – This protects you from allegations of financial damages.
  • Cyber liability insurance – This will enable to stay protected from all the risks of running a business online and doing online activities.

As soon I selected the type of insurance, I was sent to a page to choose my occupation. You would type in the first few letters of your occupation or business and then a list of suggested terms would come up. I thought this was very smart. Or, you can click on another link to see the entire list of occupations.

But what if you can’t find your business? I was worried about this problem as well until I saw a banner that you can also give Bizcover a call to get everything sorted out. Seeing this, it means anyone will be able to be covered, as long as they are small business owner.

If you would want to see how Bizcover will be able to help your company, simply head over to their website now and select the option to get a quote. It is easy and simple.

Bizcover Insurance has been rated 4 out of 5 by Insurance Reviews.

BankSA Insurance Review

As soon as I arrived onto the website of BankSA and checked out their insurance products, I was shown a list of featured products that I thought to be very useful for personals. They have all the essential products, as well as the not so common insurance types. At first glance, I knew BankSA will be different from other insurers.

I also want to mention that at the time of writing this review they were also offering a promotion where you can win $5,000 if you insure with them. I think this could be an additional reason to why choosing BankSA is such a great choice.

At first glance their car insurance was something to smile about. The reason is because they have three levels of coverage; Comprehensive, Third party Fire and theft, and Third party property damage. Even though these names are pretty standardised, the features in them are much more than standard. For example, I was very impressed to see that personal items can be insured of up to $500. Also, new replacement vehicle is also offered to certain vehicles.

Home and contents insurance is no doubt another popular product as many people would need them. Besides that, there is even a plan for landlords. This means everyone who owns a house will be able to be insured.

Again there are three covers to choose from for your home, such as Essential care, Quality care, and Premier care. The features that I want to highlight is the fact that artworks and jewelleries are also included, as well as a wide range of events like flood, falling trees, burglary and even explosions.

If you are deciding to head off, BankSA’s travel insurance is something that would amaze you. There is a range of covers for you, depending on where you are going. However the thing that got me really interested is the fact is that a lot of coverage is included like rescheduled travel, luggage and document, cash in hospital, evacuation cost and even accidental death/disability similar to a life insurance.

Talking about life insurance, I was so unexpected of BankSA offering so many protections. You are able to get disability insurance, living insurance, income protection insurance and even business overheads insurance. The advantages of all these features are that you or your loved ones will be able to rest assured with money if you ever die or becomes too ill to go to work.

Besides the insurance plans listed above, some of the other products that I saw were:

  • Credit card and loan repayment insurance
  • Deposit protect bond insurance
  • Home loan protection insurance

BankSA Insurance has been rated 5 out of 5 by Insurance Reviews.

Terri Scheer Insurance Review - Landlord

Property or home, whatever you have, is more than important to take great care of your real estate properties. For Australians, the chief landlord specialist is known as Terri Scheer Insurance. This insurance company gives full concentration on providing peace and protection to the owners of any kind of investment properties.

If Terri Scheer Insurance is with you, the responsibility to take care of your investment properties goes into the safest hands. This insurance company provides insurance policies that include insurance for property owners, and insurance for real estate agents. Besides, with an insurance policy the insured clients also get the opportunity to enjoy a wide variety of many other benefits and advantages to secure their investment properties.

  • Insurance For Property Owners - Having this insurance plan offered by Terri Scheer Insurance, one can ensure total protection to the rental income that comes from the personal properties. Your investment may be huge or a little but you get the peace of mind of a continuous flow of income when you have this insurance policy. This insurance plan is designed in such a way so that you can be relaxed about the rental income and your investment property from wide ranges of risks and issues. Under this policy, there are various types of plans the clients can enjoy which include landlord preferred cover plan, landlord preferred self-managed, Scheer short stay, and residential building insurance.
  • Insurance For Real Estate Agents - This insurance plan covers all the benefits and advantages provided by the earlier insurance policy of Terri Scheer Insurance. The plans included under this insurance product are landlord preferred, Scheer short stay and residential building insurance. The insured owners can claim for any kind of accidental damages to the insured building and its valuable contents, malicious damage or loss to the building, damages caused by any kind of natural calamity like a storm, flood or water damage, as well as any type of damage caused by pets. The loss of rents is covered for the reasons like evicted tenants, absconding tenants, prevention of access and hardship because of any insured event.

I would like to say that the insurance policies offered by Terri Scheer Insuranceare far better than those of any other home or building and contents insurance policies found in Australia. With Terri Scheer Insurance, your property investment and rental income get the complete protection with numerous numbers of benefits and advantages.

Terri Scheer Insurance has been rated 4 out of 5 by Insurance Reviews.

Swann Insurance Review - Motorcycle

In the case of offering personal insurance products, the leading business company name is Swann Insurance. This insurance company has provided effective insurance service to more than 750,000 Australians. The length of the operational activities of this company is more than 50 years. This company has gotten a wide range of insurance policies for satisfying the customer's needs and demands. The main insurance policies provided by this company are Motorcycle Insurance, Bill Protection Insurance, Bicycle Insurance, School Fee Protection Insurance and also many other Insurance Products.

  • Motorcyle Insurance Plan - This insurance plan of Swann Insurance is designed to provide a secured bike riding facility for you and your family members. Under one motorcycle insurance policy, you can get the option to insure a maximum of five motorcycles with various cover types. In this case, I love how there is a discount rate applicable to the insured customer. This plan also offers discount for the Rider Training Course if the Comprehensive Cover plan is chosen. With the Motorcycle Insurance Plan, this company offers a wide range of covers which include comprehensive plan, third party, fire and theft, off road rider insurance, third party liability, third party liability, fire & theft, complete cover for your motorcycle, hobby and specialist usage and third party liability only.
  • Bill Protect Insurance Plan - This sort of insurance policy provided by Swann Insurance is designed to support you to pass the hardship moments of your life. An accident or mishap can create obstacles to the planning made by you to maintain the life properly. That is why bill protection insurance is there to help you out. The cover types under this insurance plan includes life Cover plan, Sickness or accident cover plan, Hospitalization and involuntary unemployment cover plan.
  • Cyclesmart Insurance Plan - This insurance planis known as a new kind of insurance for the passionate cycle lovers. With this plan, the covers included are Elite cover plan, Commuter cover and the recreational cover plan.
  • Feesecure Insurance Plan - This insurance policy takes care of your children's education at the time when you lose your job or die. The cover plans which are included are Life, sickness or accident and some other cover plans.

I just love the features and facilities provided by different insurance policies of Swann Insurance. Life can get a full protection because Swann Insurance is there to help you out.

Swann Insurance has been rated 3.5 out of 5 by Insurance Reviews.

Cyclecover Insurance Review

One of the leading bike insurance companies of Australia is known as Cyclecover Insurance. This insurance company has been operating its functions for over 70 years in the finance sector. According to their website, they also has experience of over 30 years. More than 100,000 Australian cyclists are offered insurance services by Cyclecover Insurance per year. This company offers a wide range of insurance packages to serve Australians in the most efficient way. Along with the policies, the clients can also have access to one of the best custom support in the country.

  • Bicycle + Home & Contents Insurance - This insurance policy is also known as the Cyclecover Gold insurance package. With this insurance plan, one can have the full protection of his or her bicycle both in Australia and New Zealand for a maximum duration of 100 days. This plan covers all the loss and damage caused by a wide ranges of reasons such as theft, crash damage, accidental damage, damage to wheels & tires, worldwide cover, full replacement cover and modifications & accessories. The insured client can claim up to $20,000,000 as a liability, which I think is beyond enough. This insurance plan is also designed to protect your home and building contents for any sorts of loss or damaged caused for a variety of reasons.
  • Retail Bicycle Shop Insurance - This insurance package is to help the retail cycle owners' shops through providing full protection and safety. The plans which fall under this insurance plan are Test Drive Cover, cover plan for the bicycle for different events like hiring, tour purpose & shop rides, burglary cover plan and stock increase.
  • Importers and Wholesalers Insurance - This insurance package is designed to offer various covers to the importers and wholesalers. These cover plans are product liability, stock increase issues cover plan, and the cover plan for the test drives.
  • Manufacturer Package - The manufacturer package is designed to secure manufacturers. The clients can enjoy various cover plans with this insurance package.
  • Other insurance packages - Other insurance policies provided by Cyclecover insurance are Hire & Tour Package, BUG Package, Event Insurance, and Travel Insurance Package.

At the end, I can say that one can get the opportunity to protect his or her bicycle and enjoy the bike ride without any tension or trouble, if he or she chooses the insurance packages offered by Cyclecover Insurance. Why would you need to worry when there is Cyclecover insurance?

Cyclecover Insurance has been rated 5 out of 5 by Insurance Reviews.

Calliden Insurance Review - Home, Contents

Calliden Insurance has been serving its clients and customers for many years through a wide range of insurance policies. For Australians, this company has done a lot through offering the most effectual type of insurance service. They also got the expertise in providing all types of general insurance. First of all this company is divided into two sections which are known as the Calliden Insurance Limited and Calliden Agency Services. Almost all sorts of general insurances are provided by Calliden.

  • Accident and Health Insurance - This insurance policy is designed to cover the cost of all types of accidental losses of the insured customers. Under this policy, this company also offers different insurance plans. The attractive and beneficial insurance plans include Business Travel Insurance, Personal Accident & Sickness Insurance (both groups & individual), Journey Accident Insurance and the voluntary Workers Accident Insurance. All of these policies are packaged to provide the loss for the accidents and other health problems.
  • Business Package - The Business Package provides the insurance policy named First Option Business Insurance. With this type of insurance plan, any Australian business that suffer losses caused by fire or any other business interruptions can be covered. The insured company can claim up to $20 million for the losses. This insurance policy also follows a system for the insured business company which is named as the Callibrate SME.
  • Domestic Insurance - This insurance plan is designed to offer insurance plans under the names of Extra and Elite Home and Contents Insurance. With this insurance plan, the insured home and its valuable contents can be protected from any type of accidental loss, theft or any kind of natural calamities. The highest amount is covered around $1.50 M.
  • Events, Entertainment and Security - With this sort of insurance plan, any kind of interruptions and delays of an event or entertainment program can be covered. Both the Entertainment Plan and the Security Plan provide up to $20,000,000.
  • Other important insurance plans - The other vital insurance plans include Farm Insurance, ISR property & liability, Licensed Builder Construction, Owner Builder Warranty and lot more.

The main advantage of Calliden Insurance is that all types of general insurances are covered by its wide ranges of insurance plans. One can insure his or her properties, home, contents, business, farm and builder liabilities through the insurance plans provided by Calliden Insurance. I just love the features and packages provided by this insurance company because of these various kinds of benefits.

Calliden Insurance has been rated 4 out of 5 by Insurance Reviews.

Bikesure Insurance Review - Motorcycle

People may have different passions for different kinds of vehicles. Some may love motorcycle riding, some may love car driving and some loves bike riding. It is your responsibility to take care of your loved bike. However when one has a policy from Bikesure Insurance, the responsibility to take care of the bikes goes to Bikesure Insurance. As you may have guessed, this company has been providing attractive insurance policies in order to provide appropriate protection to your bikes. Why would you need home insurance from elsewhere to secure your bike when you have Bikesure Insurance?

  • Bikesure Insurance Plan - Within this policy of Bikesure Insurance the insured persons can enjoy two different types of insurance policy. These 2 different options include the Bikesure Pro and the Bikesure Sport. Under the insurance plan of Bikesure Pro, the covers one will be able to enjoy are contents, building, public liability, and bicycle cover. The Bikesure sport plan is the perfect one for protecting your bikes only. The features included with this insurance policy are public liability and bicycle cover. This single policy can certainly be the safest one for your bike.
  • Bikesure Product - This product plan is a combined insurance policy where one can get many benefits. The insured persons can enjoy a worldwide cover for a maximum of 90 days. Any kind of accidental damage or damages are also covered by this plan. The unspecified limit one can claim is up to $10,000 for the insured bikes. The open air theft is also covered by providing new bikes. The third party cover is up to $20,000,000. The optional benefit in this case that you can also consider is the racing risk.
  • Retailers Bike Insurance - One can secure his or her bike business or retailer shop with the help of having the plan of Retailer Biker Insurance. As I can see, this insurance plan is designed to cover the loss or damages caused to shop rides, bike hire, and damage caused during test rides, loss of general property, loss for the cause of theft and many other reasons.
  • Sporting Associations Insurance - This insurance policy is for the persons who are the members of the Sporting Associations in Australia.

From my point of view, the Bikesure Insurance is the perfect insurance policy for people who want to protect his love or passions for their bikes. The business person can also choose Bikesure Insurance in order to have a complete protection for the bike business.

Bikesure Insurance has been rated 4.5 out of 5 by Insurance Reviews.

World Nomads Insurance Review - Travel, Health

Introduction

World Nomads, a renowned travel insurance company, provides each individual their much-needed protection that they will need during their travels. With its simple, flexible and comprehensive coverage, all travellers will surely be guaranteed of their safety and protection.

With the total protection that World Nomads Travel Insurance offers, travellers will enjoy their vacations and trips without the need of worrying for anything that could happen during their time away.

Travel Coverage You Get From World Nomads

The company offers flexible and comprehensive coverage for travellers. The amazing thing is that they too make sure that you will be provided with the best insurance specialist. This guarantees premium 24/7 emergency assistance thus, the highest levels of support, assistance and management can be achieved. The recipient is assured that the amount of money that they used in paying for the premium will never put to waste since the company will cover travellers from over 140 countries. Aside from the quality services that come in fair prices, flexibility is as well offered. This applies to those who need to change plans in a split second. They can process things even if they are already on their travel.

Coverage for Adventurous Activities

Whenever you are the type of a person who enjoys a lot of things and outdoor activities, wants to travel from one place to another then World Nomads Travel Insurance would be just right for you. This is because they offer a wide range of coverage for adventurous activities, thus the travellers can enjoy all of it with the assurance of a peace of mind.

Experience Travel Safety Hub

Having said all of these, another thing to be glad about is that travellers will be up date with travel safety alerts and advice through the Travel Safety Hub feature. Aside from the exceptional travel coverage that the company offers, World Nomads Travel Insurance also provides the best assistance enabling the travellers to stay in touch with their families while they are away through their own online travel journal.

World Nomads’ Help Desk: Ready to Serve You

Complete customer assistance is sealed with their commitment of providing personal care for their customers through their dedicated customer service help desk. As I can see, there is not another travel insurance company that can compete and beat the great assistance, coverage and commitment that World Nomads Travel Insurance offers to their clients. These are the reasons why they stayed the most sought after travel insurance company of all times!

World Nomads Insurance has been rated 5 out of 5 by Insurance Reviews.

RACT Insurance Review - Car, Home

Introduction

If you are searching for the right insurance company to provide you with the most comprehensive and flexible policy, your search stops at RACT Insurance. They have been providing the best policies that will surely protect you, your family as well as your properties in due time. Any future emergencies will no longer be a problem at all. Let RACT Insurance take the responsibility for you.

RACT Insurance: Offering Comprehensive and Flexible Policies

  • Car Insurance: RACT Car Insurance covers third party property damage, collector’s car insurance and comprehensive car insurance. You can expect to get the best insurance coverage that you need. It is actually very flexible because you are given the privilege of adding your opted choice. This means you can opt for the removal of your windscreen excess, variable excess as well as coverage that you will need for your accidentally damaged vehicle. Another sure thing about this insurance coverage is that you will be covered from any damages due to uninsured drivers as well as protection for fire and theft.
  • Home and Contents Insurance: The expenses that you will need to have your building repaired, remodeled, enhanced or rebuilt are all covered here. With RACT Home and Contents Insurance, a lifetime home repairs is guaranteed. This also covers emergencies and damages caused by storm and flood. What is best about this coverage is that any of your home devices (for example, DVD player and computer equipments) that utilise electricity are covered too.
  • Health Insurance: RACT Health Insurance covers all of the individual’s needs. Whether you are single, living with a partner or married, you are privileged of availing an affordable private health insurance coverage that will fit your needs. The offer is flexible and guaranteed affordable. So from now on, you can be sure that anything that you and your loved ones will need in the future relating to health, hospitalisation and medical costs will be guaranteed.
  • Travel Insurance: There is no other way to have a more enjoyable vacation than the knowledge of having assurance and guarantee of travel coverage. This is made possible with RACT Travel Insurance. The coverage is good both for local and abroad travelers.
  • Roadside Cover: RACT Roadside Cover Insurances are of two types: the Comprehensive Roadside Ultimate and the Basic Roadside Advantage Cover. Everything depends on what you prefer and what you need. However, both are flexible, comprehensive. They come with features that you will sure to benefit from.

Let RACT Insurance Take the Responsibility for You

Meeting any of your future’s emergency needs can be possible dealt today. With the various features and coverage offered by RACT insurance, you can bet that you and your family as well as any of your properties are totally covered.

RACT Insurance has been rated 3.5 out of 5 by Insurance Reviews.

PetSecure Insurance Review - Pet

Get the Protection for Pet Friends

While you are always focused on stretching your entire day at work to provide the best for your family, your pet friend at home is also doing its best to give you the companionship and help that you need. You might not be aware of this but there are domesticated pets that can be trained to be your guide and provide total protection for your family as well as properties. In that case, these pet friends must be given the full coverage that they are due as well. With PetSecure Insurance, your loyal pet friends will sure to get the coverage/protection that they need before or during emergencies.

PetSecure Insurance: Features and Coverage

  • Cat and Dog Cover Insurance: This insurance coverage for your cats and dogs will not only be for their benefit but also for your budget as well. This in return will secure all of your pets’ needed emergency assistance and treatment in the future. With PetSecure Cat and Dog Cover Insurance, giving your pets the coverage that they need in order for them to live healthy is possible without even hurting your pocket. The PetSecure Insurance Company offers the most comprehensive range of benefits aside from the basic health and medical provision in case when your pet cats and dogs need them in the future.
  • Having The Best Pet Care: Your four legged friends will surely get the best treatment given by the area’s most reliable pet doctors with all expenses paid up to about $12, 000. Included in this coverage are benefits for your pets’ accidents, illness and accident coverage, wellness care option, tick paralysis treatment, guaranteed lifetime cats and dogs insurance, tailored coverage and more. The best thing is that numerous vets are available for you to choose from to attend your pets’ needs. In addition, you can get the benefit of availing a lower insurance costs for your feline friends.

Another best thing about these coverage is that your pet will be in good hands and well taken care of in case something terrible happens to you. You pet will receive the most comprehensive care. They will get the attention that they need while you are away but they are in a hospital bed for health recovery.

Conclusion

Your faithful home buddies, either cats or dogs, need special care and attention as well. While they sure will appreciate all of the basic things that are given to them through the PetSecure Insurance, providing for their emergency needs will mean so much to them too.

PetSecure Insurance has been rated 4 out of 5 by Insurance Reviews.

People Care Insurance Review - Health

Introduction

The main goal of People Care Insurance is to provide simple yet comprehensive health coverage to all individuals. This is done not only through giving them the options that suit their needs but also offered to their clients out of love and care. By saying this, you can be sure that all that you will be offered are the things that you need the most.

Features and Coverage

  • Hospital Cover: People Care Hospital Cover comes in two different phases, which are Comprehensive Private Hospital Cover and Basic Private Hospital Cover. The great thing about them is that any emergencies will sure to be addressed they both comes with ambulance usage on top of medical coverage for eye surgery, psychiatric, joint replacement, rehabilitation, obstetrics, cardio thoracic surgery, dialysis and assisted reproductive services. The best thing about these coverage is that you can have them shared for your family and loved ones. Yes, you have the privilege of getting them covered as well!
  • Extras Cover: This comes in Ambulance Cover, Gold Extras, Silver Extras as well as Bronze Extras. It is through these options that you are able to pick the policy that suits your budget and needs. Among the features that you may benefit from any of these three policies are general dental, high cost dental, optical, pharmacy, physiotherapy and other therapies, chiropractic, complementary therapies as well as ambulance use.
  • Combo Packages: People Care Combo Packages offers Gold Plan, Silver Plan, Bronze Plan as well as Mix and Match features. Pick from any of these and enjoy the features of private hospital cover and basic private hospital cover. In my opinion, this is a great way to make sure you have all the essentials covered to protect you from the worst that may happen in the future.
  • Overseas Students Cover: Yes, even the young single studying people can benefit from People Care’s Overseas Students Cover. They will benefit from dental, optical, chiropractic, physiotherapy and osteopathic services. If you are one of those parents, who sends their child to another country to study, then showing and making them feel you care across the miles is possible through this coverage.

Conclusion

If you think that planning and addressing your future’s emergencies is impossible, then you are wrong. Make sure you give People Care a go in insuring your health so that you will be able to live and happy and fulfilled life.

People Care Insurance has been rated 4.5 out of 5 by Insurance Reviews.

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