IMAN Insurance Review

IMAN is one of the many health insurers in Australia that provides insurance to overseas workers coming to Australia. I was happy to read that they have been a trusted company for over 30 years, insuring workers. The best thing about them is that options start at only $79.99 for singles, which is extremely affordable and would be able to provide you with a peace of mind.

I found out that there is a large range of covers that can be taken out, from budget plans all the way to comprehensive plans with the entire essential thing covered and more.

To start off, I was very inspired by their cover known as Executive Top. The price for singles is only $350, which is okay considering the large amount of benefits you will be able to enjoy. The ones worthwhile to mention are being able to receive a confirmation of health letter when you join, comprehensive range of extras, ambulance cover and more. Some of the services that you will be covered that are think are very common and thus good to be mentioned are accidents, renal dialysis, grommets in ears, back surgery and many more.

Now going to the cheapest plan, the Budget Visitor Cover really lived up to my standard for such an affordable plan. In this plan you are covered for 100% of the cost for medical provided in hospitals, such as doctors, pathology and even radiology. Some of the services covered are accidents, kidney stones, eye surgery, heart surgery and even rehabilitation programs. Waiting periods do apply, such as 12 months for pregnancy and 2 months for in-patient psychiatric treatment, however there are no waiting periods for ambulance cover.

The names of the other plans offered by IMAN are:

  • Value Plus Visitor Cover
  • Basic Visitor Cover
  • Mid Visitor Cover
  • Top Visitor Cover

One interesting thing about IMAN is that you are able to update your details of your cover via the internet. This can be done by authenticating your details on the website and then choosing the corresponding options.

Going through their claim process, I concluded that it was pretty easy to do. In most cases, you only need to download a claim form and then fill them up with your original invoices and receipts. After you have gotten everything done, just send it back to them and someone will be able to process your claims. For more information, consider going to their website.

IMAN Insurance has been rated 4 out of 5 by Insurance Reviews.

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